cases

tips - policy terms

Different policies have different coverage and terms. In addition to focus on premiums, we recommend that clients should also consider the coverage and terms. (Tips: Generally speaking, the sum insured for low-premium insurance policy may be less but with relatively high deductibles so clients must be careful in making comparisons.)

Cafe shop

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A coffee shop employing 5 staffs is going to purchase a comprehensive insurance policy for the premises.

‘A’ Insurer quoted HK$29,000 per annum while ‘B’ Insurer charged at HK$43,000 per annum.

‘A’ Insurer has saved almost 33% (around HK$14,000) for the coffee shop.