cases

tips - policy terms

Different policies have different coverage and terms. In addition to focus on premiums, we recommend that clients should also consider the coverage and terms. (Tips: Generally speaking, the sum insured for low-premium insurance policy may be less but with relatively high deductibles so clients must be careful in making comparisons.)

Nursing home

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An elderly home employing 16 staffs is going to purchase a comprehensive insurance policy.

‘A’ Insurer quoted HK$52,000 per annum while ‘B’ Insurer charged at HK$64,000 per annum.

‘A’ Insurer has saved almost 19% (around HK$12,000) for the elderly home as well as providing free additional coverage including Personal Injury / Fidelity Insurance.